Every driver deserves affordable financing plans designed specifically for their needs and their goals. That's why Barnett Auto Group is proud to offer flexible and affordable financing solutions on our entire lineup of cars, wagons, and SUVs in Austin, Texas. Our team of experienced financing professionals is standing by to walk through all your options and explain everything you have questions about. We know that the financing process can be tedious, but our auto dealership team is here to streamline the process for you. We offer strong conventional financing options that include low-rate auto loans. Plus, we have developed great relationships with banks and lenders to ensure we can advocate on your behalf. Ready to take advantage of our financing opportunities? Contact Barnett Auto Group to learn more.

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Finance Department

The Basic Components of an Auto Loan from Barnett Auto Group

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Model to Buy
Austin, TX | Longview, TX | Paris, TX

At Barnett Auto Group, we strive to make the car-buying process as simple as possible, which is why we are proud to offer a fleet of new and pre-owned vehicles to choose from. Whether you're looking for a family-friendly SUV, a commuter-ready sedan, or a powerful engine, we have affordable solutions to explore. Plus, we carry a fleet of certified pre-owned vehicles that deliver the assurance of a new car without the large price tag. Working with a tight budget? We also have amazing specials to help. Call Barnett Auto Group in Austin, TX to schedule your test drive and find the perfect new or used vehicle for you!

How to Apply for Car Financing at Barnett Auto Group

If you love to get started on the process, you can take advantage of our online financing tools to value your trade-in vehicle! We also offer other ways to save through our used car specials in Austin, TX! Get a better understanding of your budget and use our payment calculator to see how far your budget will go. Then, you can get preapproved for financing through our website! Have questions about the financing process, including your down payment or your loan rate? Contact Barnett Auto Group to learn more!

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Dealership Hours
Mon - Sat9:00am - 8:00pm